PERKEMBANGAN INDUSTRI PERBANKAN DI ERA DIGITAL
Keywords:
perkembangan industri, perbankan, era digital
Abstract
Revolusi Industri 4.0 menghadirkan kesempatan bagi sektor perbankan Indonesia untuk menjadi lebih kreatif dan menawarkan layanan terkemuka kepada semua konsumen. Bank didorong untuk beralih ke era layanan perbankan digital melalui inovasi layanan dalam penggunaan teknologi informasi. Penelitian ini bertujuan untuk memastikan kemajuan Indonesia dalam pengembangan sektor perbankan digital. Masalah yang signifikan bagi industri perbankan adalah pertumbuhan cepat teknologi perbankan digital. Sektor perbankan, sektor layanan yang berkembang yang berpotensi mendorong pertumbuhan ekonomi Indonesia, dihadapkan dengan dua opsi: baik menggunakan teknologi digital untuk memastikan bahwa bank berkembang, atau tetap konvensional dan secara bertahap.References
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Yunianto, Faisal, “OJK Institute: Prospek Neo Bank di Indonesia sangat Menjanjikan”, https://www.antaranews.com/berita/1844400/ojk-institute-prospek-neobank-di-indonesia-sangat-menjanjikan, diakses 26 Maret 2022
Gudova, Monika, “Digital Banking and Neo Banks”, https://www.fintechnews.org/digital-banking-and-neobanks/, diakses 18 Maret 2021.
Shettar, Rajeshwari M., “Neo-Banks are Changing The Face of Banking”, IOSR Journal of Economics and Finance, Vol. 10, Issue. 5 (September-October, 2019): 5.
Wuryasti, Fetry, “Perbankan Hati-hati dengan Neo Bank”, https://mediaindonesia.com/ekonomi/361726/perbankan-hati-hati-dengan-neo-bank, diakses 18 Maret 2021
Ali, Yudi, “Menimbang Pendirian Bank Digital di Indonesia”, https://news.detik.com/kolom/d-4913266/menimbang-pendirian-bank-digital-di-indonesia, diakses 18 Maret 2021.
Otoritas Jasa Keuangan, “Master Plan Sektor Jasa Keuangan Indonesia 2021-2025: Memulihkan Perekonomian Nasional serta Meningkatkan Ketahanan dan Daya Saing Sektor Jasa Keuangan”, https://www.ojk.go.id/id/berita-dan-kegiatan/info-terkini/Pages/Master-Plan-Sektor-Jasa-Keuangan-Indonesia-2021-2025.aspx, diakses 26 Maret 2021.
Intan, Novita, “OJK Akan Susun Regulasi Bisnis Neo-Bank”, https://www.republika.co.id/berita/qjz70f457/ojk-akan-susun-regulasi-bisnis-neo-bank, diakses 18 Maret 2021.
Mekinjić, Boško,(2019). The Impact of Industry 4.0 On The Transformation Of The Banking Sector. Journal of Contemporary Economic. May 2019 Page : 6 -28.
Zehir, Cemal, Karaboğa T, Başar D. 2019. The Transformation of Human Resource Management and Its Impact on Overall Business Performance: Big Data Analytics and AI Technologies in Strategic HRM. Springer.
Flannery, Guttentag ., Identifying Problem Banks., - Proceedings of a conference on Bank Structure and …, 1979
Fraser, B. (1990). An approach to discourse markers. Journal of Pragmatics 14: 383-395.
Gardener, E.P.N., “Capital Adequacy and Banking Supervision : Towards a Practical System”., Journal of Research, summer, 1982
Krishn, Goyal A, Agrawal Sunita., “Risk Manajemen In Indian Banks : Some Emerging Issues., Int. Eco. J. Res., 2010 1(1) 102-10
Guttentag. J, Herring. R., Prudential supervision to manage systemic vulnerability., - Federal Reserve Bank of Chicago …, 1988 - ideas.repec.org
Guttentag. J, Herring. R., Prudential supervision to manage systemic vulnerability., - Federal Reserve Bank of Chicago …, 1988 - ideas.repec.or
https://lintassultra.com/2020/04/25/pergulatan-perbankan-menghadapi-revolusi-industri-4-0-menuju-digital-banking-4-0/
https://www.cnbcindonesia.com/market/20211103113315-17-288645/hati-hati-ini-risiko-mengintai-bank-digital-di-masa-depan
https://www.ojk.go.id/id/berita-dan-kegiatan/info-terkini/Documents/Pages/Cetak-Biru-Transformasi-Digital-Perbankan/CETAK%20BIRU%20TRANSFORMASI%20DIGITAL%20PERBANKAN%20(SHORT%20VERSION).pdf
Published
2023-08-01
Section
Articles
